Residential houses
Single-family homes in Guadalajara, Monterrey, Querétaro and Mexico City. Typical tenor 12 to 24 months.
Regulated Platform — Mexican Fintech Law CNBV
Invest in Mexican bricks and mortar from MXN 5,000
Mxmisrt connects investors with real estate developers in Mexico through mortgage-backed crowdlending. Estimated returns between 12% and 16% per year.
MXN 1.24B
Funded since 2021
14.6%
Average net return 2025
38,700+
Active investors
Mexican Fintech Law · CNBV
Tax ID MXM260315ITF · CDMX
Collective Funding Institution
What real estate crowdlending is
Collective funding backed by real estate assets
Real estate crowdlending is a collective investment model in which several people lend capital to developers or property owners for construction, renovation or acquisition projects in Mexico. In exchange, each investor receives periodic interest payments and the return of the principal at loan maturity.
Unlike equity crowdfunding, in crowdlending the investor does not become a shareholder — they become a lender to the project. At Mxmisrt every loan is secured by a first-lien mortgage recorded at the Public Registry of Property, adding a strong layer of protection over the deployed capital.
Real mortgage collateral
Every operation is executed before a notary public with a mortgage registered in favor of the investment vehicle.
Mexican Fintech Law
We operate under articles 15 to 22 of the Mexican Fintech Institutions Law.
Fixed monthly income
Interest is paid every month directly into your CLABE bank account, with zero hidden fees.
Project diversification
You can join dozens of projects with tickets starting at MXN 5,000 each.
Financed asset classes
Four types of real estate, one same collateral
We conduct technical, financial and legal due diligence on every asset before opening it to the investor community.
Apartment towers
Vertical developments in Roma, Condesa, Polanco and Tijuana. Ideal for rent and mid-term appreciation.
Industrial facilities
Logistics parks in the Bajío region and the northern border, driven by nearshoring and export manufacturing.
Corporate buildings
Class A office buildings with institutional tenants in Santa Fe, Reforma and San Pedro Garza García.
Why invest with Mxmisrt
Designed for the Mexican investor
Minimum ticket MXN 5,000
Start building your real estate portfolio for the equivalent of an average monthly rent.
Monthly cash flow
Receive interest every 30 days, with the option to automatically reinvest into new projects.
CNBV and CONDUSEF compliance
We report operations and financials to the regulator and publish annual external audits.
Full transparency
You can review the appraisal, deed, business plan and construction schedule before investing.
100% in Mexican pesos
No FX exposure: capital, returns and contributions are always denominated in MXN.
WhatsApp advisory
A human advisor accompanies you through the entire investment cycle, Monday to Saturday.
How it works
Four steps to your first project
01 — Sign up and verify your identity
Complete your KYC file with INE, proof of address and bank CLABE. Onboarding takes less than 10 minutes.
02 — Choose a project
Review the technical sheet, target yield, tenor, appraisal and mortgage collateral of each opportunity.
03 — Invest from MXN 5,000
Transfer via SPEI to the escrow account. Funds are only released to the developer once the target is reached.
04 — Collect your returns
Receive monthly interest and the principal at the end of the contract. Reinvest with a single click.
Frequently asked questions
We answer the most common questions
What is the actual risk of investing in real estate crowdlending?+
Every investment carries risk. At Mxmisrt we mitigate it through a first-lien mortgage, an independent appraisal, credit analysis of the developer and a contingency fund. Nevertheless, returns are not guaranteed and capital may be partially or totally lost.
Are you regulated by the CNBV?+
Mxmisrt operates under the Mexican Fintech Institutions Law and its secondary regulations. Supervision is carried out by CNBV, Banco de México and CONDUSEF within their respective scopes.
How are taxes withheld on my returns?+
We withhold ISR pursuant to article 54 of the Mexican Income Tax Law and issue an annual certificate downloadable from your portal. VAT on interest applies when required by the type of borrower.
Can I withdraw my money before maturity?+
Crowdlending is a fixed-term investment. An internal secondary market allows you to offer your participation to other registered investors, subject to demand and a voluntary discount.
What happens if a developer defaults?+
We start the mortgage enforcement process before a competent judge. Proceeds from the sale of the property are applied to cover principal and interest owed to investors according to legal priority.
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